What do online bank loan applications require in Johannesburg?
Banks in Johannesburg generally have strict lending criteria and may require a number of documents to support your application for a loan. Such documents include proof of residence, proof of employment, a copy of your ID, and bank statements or tax records in the case of self-employed applicants. Together with this information, the bank will also run an extensive credit check to determine your history of debt repayment and only if that is satisfactory will the approve your loan. Online bank loan applications in Johannesburg are slightly more relaxed when it comes to applications, and most do not even run a credit check.